How to Buy on EMI
HOW TO BUY ON EMI without Credit Card
Frequently Asked Questions
Any Adult Citizen of India, salaried or self employed, & having PAN Card, Aadhaar Card, Bank account can apply.
EMI will be deducted from your account every month. The First EMI will start after one month of the EMI Approval
The Applicant should be earning minimum Rs. 10,000 per month
Yes, You can apply again by selecting the lesser amount of product, depending upon your sanctioned credit limit or you can re-apply after 90 days.
Alternatively, you can select different Finance option on the checkout page by placing the order again on emibaba.com.
Applicant need to prove his income through salary slip, Income Tax Return, salary account statement or current account statement. A good bank statement can also be considered as income proof.
Yes, CIBIL is checked but it is not the only criteria. Low Cibil score can also be considered
The documents to be uploaded should be in [jpg], [gif] or [png] format. The bank statement should be in PDF format. Kindly make sure the documents are clear and readable
To know your order status kindly send a mail to email@example.com
If you are unable to apply online you can mail us your documents to firstname.lastname@example.org. Our executive will call you and process the EMI application
The Down Payment can be made through net banking, the link for which is mentioned at the bottom of the page. please note we do not accept any down payment through any e-wallet like Paytm etc.
Yes, your down payment is 100% refundable if your EMI application is declined.
• Terms & Condition apply.
• Finance Approval is at sole discretion of Finance Company.
• Products sold on emibaba.com are 100% Genuine with Standard Manufacturer’s Warranty.