Screen Damage Indemnity Cover

General Terms and Major Exclusions
• Screen Damage Cover due to accidental damage and liquid damage is covered in the proposal
• Only 1 Claim payable during the policy period
• Insurance coverage would be only available for new phones & insurance has to be purchased along with the Phone. No standalone purchase allowed
• The proposal Is valid for mobiles above 5,000/-
• Period of insurance: 1 year from the date of policy purchase
• Free Look period: Nil
• Deductible: 5% of the sum insured subject to a min of 500
• DIGIT will cater all the claims from claims servicing to claim settlement

Major Exclusions
• Theft/ Burglary/ Mysterious disappearance/ /Unexplained Losses of the mobile phone
• Any Loss Falling Under Mechanical or Electrical Breakdown Or Electronic Derangement Or Malfunction
• Any loss covered under Manufacturer’s warranty or recall
• General exclusions of war, contributory negligence, consequential loss, terrorism
• Normal wear and tear, scratch, pealing of paint etc
• Accessories such as screen guard are excluded
• Loss or damage resulting out of misuse or abuse, unlawful act or illegal activities
• Loss to data and contents including pictures, software, downloads, apps, music, or any content is not covered by this policy